Overview

The Cycling Opportunity project set out to understand the demand, costs and benefits of introducing a scheme of financial support to help people on a low income or not in employment to access a cycle.
We developed the recommendations in this report with the views of people on a low income or not in employment across the UK, including 66 focus group participants and 2,052 people who gave us their views through an independent representative survey.
Sustrans found around 2 million people want to cycle but are priced out by the initial cost of a cycle and accessories. Their research demonstrates that a voucher scheme to help people on a low income or not in employment buy a cycle would have significant benefits for public health, wellbeing and access to education and employment.
By building on previous schemes, such as the Fix Your Bike voucher scheme and the Cycle to Work scheme, this policy could be straightforward to implement with immediate benefit for health and the economy.

Summary

Why help people buy a cycle?

People on a low income or not in employment have fewer transport choices. They are less likely to own a car, bus services have declined, and high train fares are unaffordable. 
There are similar disparities when it comes to owning a cycle. Only 30% of people on a low income or not in employment have access to a cycle. Separately, Sustrans’ Walking and Cycling Index 2023, found 59% of people in socioeconomic groups A and B have access to a cycle. ‘Transport poverty’ can reduce people’s quality of life. It puts people at risk of losing their job or prevents them from accessing education, training, high quality secure jobs and other important amenities. 
Our nation is facing a public health crisis and the NHS is struggling to cope. This disproportionately affects people on a low income or not in employment. Cycling improves people’s physical and mental health through exercise and by making it easier to access nature and spend time with friends and family. 
A cycle can open up many opportunities. Bicycles, e-cycles and non-standard cycles act as a low-cost form of transport for many everyday journeys, crucially helping many people to access work, skills and education. 
Thirty seven percent of people on low incomes want to cycle more, according to our survey. However, the initial cost of a cycle can be a barrier for many. Almost two in five (38%) of people said a cycle was unaffordable. 
Since 1999 the Cycle to Work scheme has helped more than 2 million people get 30-42% off a cycle and accessories. Despite this success, it is a salary sacrifice scheme, most people earning below £17,000 are effectively barred as it would take their wages below the National Minimum Wage. There is no equivalent national discount scheme for people on low incomes or not in employment.

Key recommendations

Recommendation 1: Governments across the UK should introduce a new cycle voucher scheme

We recommend introducing a voucher scheme offering a 40% discount on the retail price of cycles and accessories for people on low incomes and not in employment across the UK. If implemented across the UK, in one year alone, our modelling suggests this would:
• Generate £60 million in benefits to society, the economy and individuals, 3.3 times the £18 million cost of discounts. 
• Enable 100,000 people to buy a cycle, helping them cycle more than two hours a week on average.
Summary
• Help people live healthier, happier lives, cut air pollution and help people get around at low cost.
• Take millions of car journeys off the roads.
The research demonstrates that a voucher scheme would be popular and relatively simple to roll out. For comparison, Fix Your Bike issued 400,000 vouchers for cycle repairs and maintenance in England during the pandemic. It was very quickly set by the government and successful in getting more people cycling. As a first step, the voucher scheme could be piloted in up to five local or combined authorities across the country before scaling it up.

Recommendation 2: When introducing a new cycle voucher scheme, governments across the UK should ensure it is fully inclusive

Schemes which truly benefit large numbers of people on low incomes or not in employment will need to be carefully designed. Forty percent of people in this group have a long term health condition or disability, necessitating more expensive specialised cycles. Moreover, many people previously priced out of cycling do not feel confident on the roads and will need extra support to get back in the saddle. We recommend commissioning this work to an interdependent organisation with a proven track record in delivering benefit schemes to people on a low income.

• Action 2.1: Ensure schemes are not tied to employment.
• Action 2.2: Ensure schemes are fully accessible, with additional support for disabled people and minimum discount levels of 40-50% to make specialised cycles more affordable.
• Action 2.3: Ensure people can access the scheme through existing contact points, such as GPs, employment support services and universities.
• Action 2.4: Work with retailers to offer repayment options to suit different financial situations.
• Action 2.5: Offer ‘try before you buy’ options.
• Action 2.6: Provide a package of support to help people find the right cycle for their needs and get the most from it.
• Action 2.7: Work with retailers to include second-hand cycles in the scheme.

Recommendation 3: Governments across the UK should continue to address other barriers to cycling

There are many other issues beyond the cost of a cycle that prevent people on low incomes and not in employment from cycling. Helping everyone enjoy the benefits of cycling will require addressing the barriers that prevent or put people off cycling.
• Action 3.1: Provide secure and accessible residential cycle parking.
• Action 3.2: Improve cycle infrastructure in the most deprived areas, including new traffic-free routes, to give people the confidence to cycle.
• Action 3.3: Ensure people on a low income and not in employment inform cycling policy and practice